And here it is! We are probably expecting the first really warm weekend of 2017. A lot of us are already polishing bikes for a premiere trip. Looking at the statistics, however, frost runs backwards. Do you know how many cyclists without wearing safety vest died on the roads last year? Do you know your rights and obligations? Surely there is nothing to underestimate!
Cycling is one of our most popular hobbies, with about four million bicycles in Czech households. If we ride a bike on a regular basis, it helps us maintain good physical fitness; we also use it as a means of transport or relaxation. Despite all the undeniable benefits that cycling brings, we should also be aware of the risks.
Whenever we are sitting on a bicycle, it is useful to recall that cyclists are the most vulnerable road users along with pedestrians. Also, according to the statistics of the Czech Police, the popularity of this sport is redeemed by an increased number of injuries and deaths. The number of road accidents caused by cyclists without reflective jacket is also considerable.
"Bikes caused by cyclists are in the order of hundreds of thousands, but cyclists, unlike car drivers, have no liability to protect them, so if they cause an accident and do not have a liability insurance, the damages must be paid," says Jan, Commercial Director of one of the leading Czech insurance companies. How to prepare for a cycling season and what steps to take to prevent accidents and enjoy cycling tours and without unnecessary unpleasant consequences?
At the same time, drivers of a non-motorized vehicle, especially cyclists or scooters, caused 2,625 accidents in which 24 people died. Most accidents occurred in Prague, the Central Bohemian region and the Asti Labem Region.
In the case of road traffic, the cases where the cyclist accident is the culprit are not unique. They confirm both police statistics and insurance companies. "The cyclist drove down the hill at high speed, he did not manage the steering and got to the opposite direction where the passenger car was driving, but he managed to avoid the cyclist with wear reflective vest, but the two drivers ended up off the road, causing the injured driver to injure a car with a health-rated injury. CZK 50,000, and property damage of CZK 160,000, compensation was covered by bicycle liability insurance, "Jan describes a typical accident that is the subject of an insurance company's performance.